A comprehensive protection framework for your income, assets, health, and dependants - built to withstand the unexpected.
Risk management in personal finance is the process of identifying threats to your financial security, quantifying their impact, and putting structures in place to mitigate or transfer those risks. The most powerful financial plan can be derailed in an instant by an uninsured health event, an untimely death, or a prolonged disability.
At MAV Capital, we take a comprehensive view of risk building a complete protection framework that guards your income, assets, health, and dependants against every foreseeable threat.
The risk your premature death leaves dependants without adequate income. Addressed through term life insurance with sufficient sum assured and correct beneficiary designations.
Medical emergencies can deplete savings rapidly. Comprehensive health insurance a robust family floater combined with a critical illness policy is essential for every household.
Long-term disability often has a greater financial impact than death yet most people carry no disability income protection whatsoever. This is the most underinsured risk category in India.
Professional errors, property damage, or business obligations can expose personal assets to claims. Proper structures limit this exposure without restricting your financial freedom.
Fire, flood, theft, and structural damage to your home represent significant risks that are routinely underinsured in most Indian households.
The risk of outliving your savings. As life expectancy increases, retirement planning must account for 25 to 30 years of post-retirement income requiring careful advance structuring.
We audit your current exposures income, health, property, liability and map them against your existing coverage to identify every gap.
Using your income, dependants, liabilities, and goals, we calculate the precise coverage needed in each category not a generic rule of thumb.
As fee-only advisors earning nothing from insurers, we recommend the best-fit products from across the entire market including direct plans with no embedded commissions.
We review your risk portfolio every year alongside your investment portfolio, adjusting coverage as your income, assets, and family situation evolve.
Book a free Risk Audit consultation and we will map every gap in your current protection framework.